There are many credit firms in the US. People in the US are addicted to credit services. Some spend their time searching for the best credit card. If you are one of them, then this article will tell you about American Express Credit Card, how you can get it, and how you can activate it online.
It is a fact that American Express is the oldest and reliable credit service. It is in the business for more than five decades, and it has customers all over the US. Keep reading it for more information.
AmericanExpress/confirmed Credit Card
American Express Credit Card Company is a big name in the credit industry. It has a headquarter in New York. And it is an excellent credit card company. There are more than 109 million holders of this card. American Express is also called Amex.
According to many sources, this company is the fourth largest card issuing company. It has customers all over the world.
AmericanExpress card allows the holder to enjoy everyday spending. The cardholder can shop for groceries, buy fuel, dine in restaurants, and travel.
Almost every legal outlet with Visa accepts this card. The holder of the card can also withdraw cash from the ATM under the credit limit.
American Express has issued 10 million cards with a credit limit of $17000. Due to a high credit limit, this card is a desirable credit card.
How to Get American Express Credit Card?
You need to go to the American Express office and apply for the card. If you pass the criteria, then you will get the card.
American Express Credit card eligibility Criteria
You need to qualify through the following criteria.
- You must have at least 18 years of age.
- You must have a good credit history.
- You must have a source of income in the form of a job.
- If you are self-employed, then you must be present in the trade for at least 18 months. Otherwise, you will have to wait for 12 weeks.
- Your earning will also determine the limit of your credit. More earning will get you more credit limit.
- If you have a platinum travel card, then you are eligible.
- You must have other bank accounts.
- If you qualify the criteria, then your card will be delivered in 7 to 10 business days.
How to Activate AmericanExpress.com/confirmed Credit Card?
After receiving the Credit card, you need to follow the steps for activation.
- Open your computer.
- Connect to the internet.
- Open the web browser.
- Type in americanexpress.com/confirmcard in the address bar.
- You will be directed to a page.
- At the page, you need to fill in the details.
- Carefully fill details and set your PIN.
- Your card will be activated after the submission of the details.
How to pay AmericanExpress.com Credit Card payment?
You need to follow these steps.
- Open your computer.
- Connect to the internet.
- Open the web browser.
- Type in com in the address bar.
- You will be directed to a homepage.
- Login at the website with your username and password.
- After getting in the secure page, there will be a payment option.
- Click the payment button.
- You will be asked for a payment method.
- Select your payment method and proceed.
- Your payment will be made in an instant.
Benefits of American Express Credit Card
This card comes with many benefits. Here are some.
- You can shop at all major stores and outlets.
- You can dine at famous restaurants and eateries.
- You can travel to all major airlines.
- You can stay at more than 500 hotels and pay with this card.
- You redeem points at every credit transaction. These redeem points get you cash backs and discounts.
- You are able to travel cashless all over the US.
- The interest rates are reasonable.
- You can increase or decrease your credit limit.
- Your credit limit increases with your earnings.
- You can withdraw cash from Visa ATMs.
- Customer care is exceptional.
- You enjoy the status of American Express cardholder.
Also Check:
- Chase.com/verifycard: Activate Your Chase Card
- Barclaycardus.com/activate [Register and Login]
- Bmo.com/activate: [Activate Your BMO Credit Card]
- Merrickbank.com: Registration And Card Activation
Frequently asked questions
Q1: Is it good to own American Express Credit card?
Ans: Yes, it is perfectly good to own the card. You have many options available. Along with the card, you get to access the top services.
Q2: How hard is to get the Credit card?
Ans: It is not hard. If you have a legitimate source of income, good credit history, and the right age, then you will get the card.
Q3: How long it will take to get my card?
Ans: If your application is accepted, then you will get the card in 7 to 10 business days.
Q4: I am self-employed. Can I get the card?
Ans: Yes, you can get the card if you can prove your presence in the trade for 18 months. Otherwise, you need to wait for 12 weeks.
Q5: What are the redeem points?
Ans: These are the points you get for spending credit limit. The redeem points will get you discounts and cash backs.
Q6: How can I pay my card bills?
Ans: You can pay your card bills by logging on to americanexpres.com. You can also pay by direct deposit.
Q7: Do I have to pay my bills every month?
Ans: It depends on your credit history. A good history can get your relaxation. If you pay late, then you will be charged extra.
Q8: Can I pay for travel vouchers through the card?
Ans: Yes, you can buy travel vouchers through the card. In fact, you can pay all major airlines through the card.
Q9: How may hotels accept this card?
Ans: Almost every international standard hotel accepts American Express credit card.
Q10: What is the minimum salary for American Express Credit Card?
Ans: If you make near $100,000 a year and have good credit, you should have no issue getting approved.